Richard Gutkowski is a Ph.D. and author whose two-book series Debt is a Four-Letter Word — But it Need Not Be! guides young adults to financial responsibility. During the process of getting published, he encountered roadblocks in social media and other new technology that he needed to reach the millennials his books are designed to help. “Being well into senior age,” he said, “I faced overwhelming learning curves, upkeep, maintenance time and other demands — and I lacked passion for it.” Instead of attempting to manage the task himself, he found an easy and relatively cheap solution in hiring a … Continue reading 21 Time Management Hacks Successful People Do Daily